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Archive for February, 2015

6 Basic Mortgage Rules to Follow

Thursday, February 26th, 2015

6 Basic Mortgage Rules to Follow

Whether you are a first time home buyer or are purchasing a second or third property, it is important to really understand your mortgage.  Here are 6 Basic Mortgage Rules to Follow when acquiring a mortgage.  Your financial advisor or mortgage broker can aid you with this process and help determine your best course of action.

Photo: hgtv.ca

Photo: hgtv.ca

Contact Shantel for information on properties in Red Deer & Central Alberta!

Know Your Snow Zone in Red Deer!

Wednesday, February 25th, 2015

Know Your Snow Zone in Red Deer!

Ok peeps, it is that time of year again: snowfall time! While some of us love, love, love this time of year, some do not.  Fun part: fun and exhilarating winter activities.  Not so fun part: trying to navigate around in the snow, whether it be by car or on foot.  Well, I’ve got good news!  The  City of Red Deer has a new “Snow Zone” program that informs you when your area/street will be cleared of snow.  In the 11 snow zones (identified by letters A-K) in Red Deer, there are Green (collector, transit and school routes that typically have higher traffic volume) and Grey (residential) Routes.  Click on the map for a list of maps that show each individual zone and the green and grey routes.

SnowZone_Overview

You can sign up for email alerts as to when your zone will be plowed and when it has been plowed. There are a few other ways to stay up-to-date on snow plowing in Red Deer: RSS Feeds, Twitter and Facebook.

When does the City of Red Deer plow? Keep in mind that city sidewalks adjoining to your property have to be cleared within 48 hours of snowfall.  If you have more questions, click on the City of Red Deer’s FAQ’s on snow removal.

Photo Credit: snowremovalreddeer.com

Photo Credit: snowremovalreddeer.com

Contact me for all your real estate needs!

House Hunt With Your Head, Not Your Heart

Tuesday, February 17th, 2015

House Hunt With Your Head… Not Your Heart

As the title says…. it is better to house hunt with your head….. not your heart!  Well, maybe a little bit of heart, because you do need to love it!  But, mostly use your head.  Know what you’re getting with the house (fridge, stove, window coverings, etc) and know that the inner and outer workings of the house (plumbing, insulation, electrical, shingles, siding, etc) are up to par!

Check out this blog on HGTV’s website to keep you on the right track when house hunting!

 

house hgtv.ca

 

To get started on the hunt for your next house in Red Deer &/or Central Alberta, contact me or visit my website!

 

Photo Credit: hgtv.ca

10 Must-Have Apps for House Hunting in Red Deer!

Thursday, February 12th, 2015

10 Must-Have Apps for House Hunting in Red Deer!

Here’s a link to 10 must-have house hunting apps! There’s everything from Realtor.ca Mobile App that keeps you up-to-date on new listings, Royal LePage Canada app that can save your neighbourhood search and give updates on fluctuating home prices and open houses in that area, AroundMe allows you to quickly learn what’s in the neighbourhood like schools, stores, hospital, etc, Canadian Mortgage instantaneously calculates your mortgage, Magic Plan creates floor plans from pictures, Houzz gives inspiring interior design ideas, and more! And they’re all FREE!

Photo- iphoneincanada.ca

Photo- iphoneincanada.ca

 Contact Shantel with your real estate questions for the Red Deer area!


What A Property Inspector Looks For!

Tuesday, February 10th, 2015

What A Property Inspector Looks For

Property Inspection

Buying a home is one of the biggest investments you will ever make!  Know exactly what you are getting. That is what Property Inspectors can help  you with.  A Property Inspector will assess whether the house is structurally sound and all the systems are working.  They will tell you the overall condition of the house and any repairs that need to be done or might need to be done in the next few years.  In Red Deer and Central Alberta, there are lots of older homes.  Your property inspector will be able to tell you if it needs work or if everything is working properly.  A property inspector can also give you a “crash-course” on how the major components of a house work, ex. plumbing, electrical, etc. Here is a general home inspection checklist:

  • Structural Elements: construction of walls, ceilings, floors, roof, railings/banisters, joists and foundation
  • Exterior Evaluation: wall covering, landscaping, grading, elevation, drainage, driveways, fences, sidewalks, fascia, trim , doors, windows, lights and exterior receptacles
  • Roof & Attic: framing/trusses, ventilation, type of roof construction, flashing, gutters, leaks, insulation
  • Plumbing: type/condition of pipe materials used for potable/drain/waste/vent pipes, toilets, sinks, faucets and traps
  • Systems & Components: water heaters, furnaces, air conditioning, duct work, chimney, fireplace and sprinklers, humidifier
  • Electrical: main panel, circuit breakers, types of wiring, grounding, exhaust fans, receptacles, ceiling fans and light fixtures
  • Appliances: dishwasher, range/oven, built in microwaves, garbage disposal and smoke detectors
  • Garage:  slab, walls, ceiling, vents, firewall, garage door, openers, lights, receptacles, exterior, windows and roof
  • Moisture Build Up, Water Stains, Grout

Property Inspection

Please contact me or visit my business directory for more information or for a reputable Property Inspector in Red Deer & Central Alberta!

Photo credits: vantagewestrealty.com, plus.google.com

9 Steps to Staging Your Home!

Thursday, February 5th, 2015

9 Steps to Staging Your Home!

If you are getting your home ready to sell, here are 9 simple steps to staging your home! Click on the photo to learn about making your home more appealing to potential buyers.

Photo: hgtv.ca

Photo: hgtv.ca

Contact Shantel with any real estate questions! Please feel free to share this blog with anyone who might be interested!

2014 Review & 2015 Market Forecast For Red Deer & Central Alberta

Wednesday, February 4th, 2015

2014 Market Review & 2015 Market Forecast for Red Deer & Central Alberta

I am approached daily with questions of what is going on in the housing market and/ or what is to come…… The truth is…… I don’t know!!!! Certainly, it is easy to get caught up in all of the news, surrounding the dropping price of oil.  Ultimately, I would like to think the drop in oil prices will not impact our housing market as much as the recession did, back in 2008! This following article, written by the president of the Central Alberta Realtors Association, Lorna Moore, highlights the factors that differentiate the economic climate, from 2008 to the present 2015! The consensus of Lorna Moore and other industry leaders are, we will have a “slower start of the beginning quarter of this year and followed by increased strength in sales as the year continues”.  Read on….

 

As the President of the Central Alberta Realtors® Association, I am continuously asked about the
2015 Housing market forecast. This is in essence the accumulation of opinions of Industry
leaders, professional economists, historical data, statistics and trends. It seems to be of particular
interest this year in light of the changing energy sector. Many people in the public are
questioning as to whether or not we in Alberta will feel the impact as we did in 2008. Although
no one has a crystal ball to predict exactly what the future may hold, the best that I can do is to
explain that the factors that existed in 2008 are not all present in 2015. It is not enough to look
strictly at the numbers of housing units that have sold in our area. We must also take into account
that the global economics are certainly stronger today than we had seen in 2008 with the United
States beginning their recovery from the recession that they were experiencing. In addition,
employment, immigration and a changing trend of investing had played a large role at the time.
Today, although we are heavily invested in the energy sector, it is predicted that we will have a
slower start to the beginning quarter of this year followed by increased strength in sales as the
year continues.
In 2014, Central Alberta recognized an annual increase in sales of 10.6%. Sales of single family
dwellings that sold ranged anywhere from 1.8% to as high as 32.5% in some cases as well as
areas that reflected a decrease as high as 3.6%. Growth in most areas remained steady with the
exception of a few rural areas.
Rental markets still remain tight, however with the decreased lending rates; there may be an
increase in first time home buyers.

How do these statistics affect the consumers? This is a historical blueprint that is measurable to
predict the possibilities of future growth in our area. It is believed that we are entering into a
stabilized market for 2015. Some banks have responded with decreased interest rates of lending
to ensure that consumer confidence remains high.
To conclude, although we have seen these fluctuations in the past, I am confident that Alberta
will remain an ever resilient Province.

 

Lorna Moore

2015 President

Central Alberta Realtors® Association

Click here for more real estate information!

10 Ways To Boost Your Home’s Winter Curb Appeal!

Tuesday, February 3rd, 2015

10 Ways To Boost Your Home’s Winter Curb Appeal!

Unsure about listing and selling your home during the winter? Click on the photo for 10 great ideas to boost your home’s winter curb appeal and make your home more inviting to potential buyers!

Photo- hgtv.ca

Photo- hgtv.ca

Contact Shantel with any real estate questions! Please feel free to share this blog with anyone that might be interested!

 

The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Central Alberta REALTORS® Association. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.